At an affordable premium, it’s a must buy!
Your health is paramount to you and your family. The growing concern, however, is the increasing cost of health care. This is why you need a good health plan to cover you and your family. With Premier Insurance Co. (Nepal) Ltd hospitalization Insurance policy, you are assured 90% cashless medical treatment. This lets you avail timely medical services, without worrying about the finances at our network hospital “Nepal Mediciti”
• You can start the best possible medical treatment without worrying about cash
• Tax Benefit
• Life Long Renewability
• You do not have to keep aside funds for Hospitalization
• Flexible Scale of Benefit
WHAT IS COVERED
• Operation Theatre charge including assistant and service
• Physiotherapy, Plaster/ Bandage/ Dressing charges
• Medicines & Drugs
• Imaging Diagnostics
DEDUCTIBLE: 10% ON EACH AND EVERY CLAIM
ME= Medical Examination
ECG= Electro Cardio Gram
FBS= Fasting Blood Sugar
CBC= Complete Blood Count
RUE= Routine Urine Examination
LFT= Liver Function Test
Lipids= Lipid Profiles
This is a travel insurance policy which provides medical expenses for sudden and unexpected illness or accident whilst travelling outside the kingdom of Nepal. This insurance has policy limits and excesses. The policy limit is the maximum amount that insurers will pay for any loss and the excess is the first amount of each and every claim that the insured person is required to pay.
Negligence of worker or defect in premises resulting into third party personal injury and property damage can be covered.
Standard fire policy provides protection only against material loss i.e. loss/damage to properly insured. But fire causes more than material loss, which is loss of earnings, i.e., revenue/income during periods of interruption of business which necessarily follows damage by fire. Loss of profits insurance provides indemnity for such loss to make good net profit and standing charges.
Engineering insurance are of various nature depending upon the nature of the risk exposure e.g. construction/erection/boiler and pressure plants/machinery breakdown/electric equipment/certain forms can be extended to cover third party liability. Combined cover is also available for marine-cum-erection/storage-cum-erection. Loss of profits following machinery breakdown or boiler explosion is also available. For construction phase risks,Advanced Loss of Profits (ALOP) is available to take care of financial consequences of delay in commencement of commercial operation caused by physical loss or damage to the contract works, including extra expenses to avoid or minimize a delay.
This provides compensation to all workmen engaged in any particular work against injury in the course of and out of employment. This cover could also extended to cover medical expenses incurred.
Earthquake Claim Detail
- No. Of Claim Intimated : 893
- Amt. Of Estimated Claim: 1,505,000,000
- No. Of Paid Claim : 848
- Amt. Of Paid Claim : 1,140,270,000
- % Of Claim Settle : 95
- No. Of NOCLAIM : 278